Coverage under Home Insurance Policy?

[smartcat]

Is damage due to electric short circuit is covered under standered Home Insurance Policy?

[vinks]

I don't think it is covered under policy.

[CONFUSED]

Is damage due to electric short circuit is covered under standered Home Insurance Policy?
It is not covered. Exclusions - As per the info about the policy, "Loss or damage to electrical machines due to overrunning, excessive pressure, short-circuiting, leakage of electricity etc."