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Mittal7
06-12-2009, 08:10 PM
Hi, I am looking to buy Personal Accident policy for myself. I have searched in this forum about exclusions of PA, but could not find the same. Please could find the same for me.

Thanks,
Mittal

Master
06-12-2009, 08:22 PM
Exclusions of Personal Accident Policy
Any Pre-existing condition
Suicide, attempted suicide
Serving in military, armed forces
Under the influence of drugs, alcohol & other intoxicants
Participation in felony, riots, war etc.
Exposure to nuclear, radioactive materials
Self exposure to needless perils
Loss due to child birth or pregnancy
Any Hospitalization expenses where the duration of hospitalization is less than 24 Hrs.

>take
06-12-2009, 09:13 PM
Hi, I am looking to buy Personal Accident policy for myself. I have searched in this forum about exclusions of PA, but could not find the same. Please could find the same for me.

Thanks,
Mittal
Exclutions as per New India Assurance PA policy -

Intentional self injury,
Suicide or attempted suicide,
Accident while the insured in under the influence of intoxicating liquor or drugs,
Loss caused by insanity,
Loss due to breach of law with criminal intent,
War and allied perils,
Nuclear radiation.