PDA

View Full Version : Health Insurance for family



Raghuraj
24-12-2009, 03:23 AM
I am looking to buy health insurance for my family. Myself - 35 years; wife 30 years; Son 5 years; parents (father - 65 years & mother - 55 years). What is adequate coverage of health insurance for above family?

Contractor
24-12-2009, 01:22 PM
Adequate coverage can be told to you only after checking your health history, family health history, present earning etc. So better discuss with insurance advisor for this. Normally take 4-5 times of your income or 3-4 lakhs for each member of the family. Take more coverage for older person in the family, as they are more prone to health issues.

PolicyWala
24-12-2009, 03:01 PM
I am looking to buy health insurance for my family. Myself - 35 years; wife 30 years; Son 5 years; parents (father - 65 years & mother - 55 years). What is adequate coverage of health insurance for above family?
Take three policies -
One family floater policy for yourself, wife and son
One for mother
One for father

* If a person is 55 years or more take single policy for him/her. For younger generation go for floater family policy.