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View Full Version : At What Point Is Health Insurance Necessary?



igorvolseo
23-09-2010, 02:20 PM
Health insurance can help you through a bunch of serious situations. If you are wondering whether or not you need it, you need to realize that everyone that has no coverage needs some. You will need to go to see a doctor, and it can get very expensive without insurance. You just need to find out what kind of insurance that will work best for you.

A lot of people are losing their jobs lately and losing their benefits with them. More companies are stopping the insurance coverage that they once had. If you are one of these people you can get individual insurance with no problem. It is easy with the online access and it is affordable now.

So, if you need insurance, and you probably do, you need to figure out what kind to get. If you have been to the doctors lately you will understand why it is important to have some coverage. A single Dr. visit is expensive. Depending on the coverage you choose, you will not have to pay anything. If you are single and you need to check into some individual health insurance.

For those of you that are moving from single life to family life you will need a group plan that will take care of your whole crew. You have a spouse and then probably kids and you will be seeing a lot of the doctors office through all this. You will want coverage that will allow regular wellness checkups, and a plan that will cover all the accidents they are bound to get into just playing.

You don't want to take chances with your health and your families health, and living without insurance this is exactly what you are doing. It is very easy to collect all the information that you need to make an informed decision about different types of coverage. You can look online and see how much it will cost you. All of this before you actually talk to someone. Don't wait until you have a big bill that you will need to pay on forever to get it.

angelica
23-09-2010, 07:10 PM
The earlier one starts a policy smaller are the premium amounts. so one is not spending too much out of their disposable income on insurance. Hence by the time one enters a family, a large amount of money is collected to be invested again in a group mediclaim to secure your family. Hence it is advisbale to strat a mediclaim as soon as one starts earning to reduce the burden an insurance might feel like.

Mediclaims offered now-a-days are also very consumer friendly with flexible premium cycles, coverage and policy periods. Companies like Bajaj Allianz, Future Generali, Max Bupa etc offer really good policies for young working professionals.

koolz
24-09-2010, 01:28 PM
The earlier one starts a policy smaller are the premium amounts. so one is not spending too much out of their disposable income on insurance. Hence by the time one enters a family, a large amount of money is collected to be invested again in a group mediclaim to secure your family. Hence it is advisbale to strat a mediclaim as soon as one starts earning to reduce the burden an insurance might feel like.

Mediclaims offered now-a-days are also very consumer friendly with flexible premium cycles, coverage and policy periods. Companies like Bajaj Allianz, Future Generali, Max Bupa etc offer really good policies for young working professionals.
I fully agree with you Angelica. :EmoticonThumbsUp: