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View Full Version : Pre-existing conditions, how to cover?



Samratzz
06-12-2010, 05:08 PM
I have some Pre-existing conditions, which I wanted to cover. Please suggest - how to cover the same?

PolicyWala
06-12-2010, 08:09 PM
You have to declare all the pre-existing conditions on the proposal form and after 4 years waiting period, it will be covered by most of the health insurance policies.

Samratzz
13-12-2010, 08:26 PM
You have to declare all the pre-existing conditions on the proposal form and after 4 years waiting period, it will be covered by most of the health insurance policies.Is there any policy in which I can get it covered from day-1, after paying extra premium?

PolicyWala
14-12-2010, 02:33 PM
There is no policy other than group health policies. Some policies cover pre-existing conditions from 2nd year onwards.