Health insurance for me and dependent parents?

[shivkumar]

I want health insurance for me and dependent parents. Our ages - Mine - 26 years, Father – 58 years Mother - 1954 years (Diabetic). I would like to buy a family floater or any other plan - where with health insurance, critical illness, personal accident is covered along diabetes. I will go for individual or family floater, which covers all. Can we claim the health benefits from the first year or is there any waiting period in it?

[tigershark]

As your father and mother are 58 and 54 years old, I would recommend buying separate policy for both of them with minimum sum insured of Rs. 500,000 (due to high medical costs now a days). And the diabetics is excluded from the above policy as pre-existing disease. For yourself you can buy single health insurance.

[venkat]

Sir Star Insurance is good. They are offering various plans and also for Senior Citizens from 60 years to 69 years.