Pre-existing conditions, how to cover in Life Insurance?

[gokulr]

My father has some Pre-existing health conditions like heart problem, diabetes etc, how to cover these under life Insurance? Is there any policy which cover them after paying extra premium?

[Minal]

Life insurance is coverage of death due to illness or accident. So I feel you would get coverage. Or you talking about health insurance?

[gokulr]

Life insurance is coverage of death due to illness or accident. So I feel you would get coverage. Or you talking about health insurance? I am talking about Life Insurance. If the death happens due to pre-existing problems like heart problem, diabetes etc. will the policy cover it?