Should I choose a health insurance floater policy or an individual policy?

[Tarunz]

I'am 27 years old and my annual income is around 8 Lakhs. I'am interested to take a Health Insurance premium plan for me. Should I choose a health insurance floater policy or an individual policy?

[ReVoLuTiOn]

If you have bad medical history, I would recommend go for individual health insurance policy. Otherwise go for family floater with minimum Rs. 5,00,000 sum insured.

[damon]

As suggested above it is preferable to buy a family floater, unless you have a bad health history. You can also go for indiviual helath insurance but floater will be much beneficial.

[gibl]

I think family floater is better when it comes to family.It is cheaper and higher sum is assured.