Suggest a best health insurance plan for family of 3 (parents + 1 kid)?

[NewsDesk]

Please suggest a best health insurance plan for family of 3 (parents + 1 kid) available in the market with good features and claim settlement rating.

Suresh via email

[Minal]

I would suggest for yourself go for a family floater policy, it will be cheaper for you. You can check New India Mediclaim, Apollo Munich Health Insurance or Star Health. For your parents take separate individual plan with long term renewal option plan. One most important thing give first priority to coverage and not to the premium cost.

[Minal]

For past claim ratios please check IRDA website. Follow the Link (http://irda.gov.in/ADMINCMS/cms/frmGeneral_NoYearList.aspx?DF=AR&mid=11.1)

[Puneet57]

There many insurance providers that offer family health insurance. After much comparison, i have opted for a newly launched plan by IndiaFirst Life. They cover family in a single plan and with money back health insurance plan you can also enjoy systematic saving. If at any point you would like to opt out of this plan you have the flexibility to invest into another.