PDA

View Full Version : AXA Bharathi MIP Vs ICICI GSIP



deep
20-11-2011, 10:16 AM
I urgently need a comparison between the 2 traditional plansa Axa Bharathis Monthly Income Plan and ICICI Guarantied Saving Investment Plan
What are the pros and cons of both In the ICICI site the GSIP details are very clear But in for AXA Bharathi am not getting any guarantied return in the brochure. It says only non guarantied fund value
Also i dont know the implications of Bharati and 2G scam

Pls suggest me good traditional plan as investment vehicle

deep
20-11-2011, 09:23 PM
Sorry to add more... Barathi Telecom & its implication on With-profit funds of Axa-Bharathi
In which of these the fund value at the end of policy term is expected to be better

Madhura
21-11-2011, 03:46 PM
Also i dont know the implications of Bharati and 2G scam
What do you mean by this?

Harish Rawat
21-11-2011, 08:24 PM
Key Features of ICICI Prudential Guaranteed Savings Insurance Plan
1- Offers Guaranteed Maturity Benefit (GMP) which is total of all premiums paid and guaranteed regular additions accrued during the policy term along with Maturity Addition.
2- Limited premium payment term (15-20 Years)
3- Guaranteed Death Benefit (GDB) which is total of all premiums paid at a compounded rate of 5 percent per annum
4- No medical tests required

Harish Rawat
21-11-2011, 08:29 PM
Bharti-AXA - It's return also guaranteed, not fixed 5% but monthly amount is fixed read here - http://www.bharti-axalife.com/pdf/Monthly_Income_Plan_Brochure.pdf