Which is best among these 3 term policies of life insurance?

[mkkrishna]

Which is best among these 3 term policies of life insurance and why?

Kotak Preferred
HDFC life
Birla Sunlife

[Raja]

What is your criteria of selecting above three term insurance policies?
Cost - Kotak Preferred (check here (http://www.policywala.com/content.php/260-Top-5-Online-Term-Insurance-Plans-(2011)))
Claim Settlement Ratio - HDFC Life (Check here ( http://www.policywala.com/claimratio/2010-11.html))
Coverage - Kotak Preferred (check here (http://www.policywala.com/content.php/260-Top-5-Online-Term-Insurance-Plans-(2011)))

[NewsDesk]

Which is best among these 3 term policies of life insurance and why?

Kotak Preferred
HDFC life
Birla Sunlife
Are you talking about online term insurance? If yes then check Raja's answer.
For offline non smoker Kotak Preferred is best.

[mkkrishna]

I have selected the above policies based on their claim settlement and feedback. Although a little expensive than others. It doesn't matter if they are online or offline. I want a good term insurance with riders.