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View Full Version : Citibank Health Insurance policy - No documents or tests upto 60 years



gvkc
21-02-2012, 03:00 PM
I am citibank customer. Today I have recieved an email from citibank about new health insurance policy.
Features -
1- Security of up to 5 lakhs sum insured for cashless hospitalization or reimbursement in case of a medical emergency
2- 10% discount on the premium when you enroll 3 or more family members in the policy
3- Benefits over and above the sum insured - Critical illness benefit & Convalescence Benefits
4- 15% bonus on your sum insured for every claim free year up to a maximum of 60%
5- Pre-existing diseases covered after 4 years
6- Income tax benefit under section 80D

Your take on this policy.

NewsDesk
21-02-2012, 04:36 PM
This policy is underwritten by Royal Sundaram Alliance Insurance Company Limited.

NewsDesk
21-02-2012, 07:45 PM
You can read more about the policy here - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF_Brochure.pdf
Premium Rates - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF-premiumgrid.pdf
Policy Exclusion - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF-policy-exclusion.pdf

gvkc
21-02-2012, 09:52 PM
You can read more about the policy here - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF_Brochure.pdf
Premium Rates - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF-premiumgrid.pdf
Policy Exclusion - https://www.online.citibank.co.in/portal/citiin/forms/Health/HF-policy-exclusion.pdf
Thanks for the info.


This policy is underwritten by Royal Sundaram Alliance Insurance Company Limited.
Is there any problem going with Royal Sun?

NewsDesk
22-02-2012, 03:54 PM
Is there any problem going with Royal Sun?
Just updating you that the policy underwriter is Royal Sundaram Alliance Insurance Company. You can go and buy from any insurer.

LastWarrior
27-02-2012, 03:01 PM
GVKC,

I would recommend you to go with health insurers like Max Bupa, Apollp Munich etc. And go for long term policy. In long run good insurance policy will only work. Don't run after cheap policies.