Wanted to buy personal accident policy and critical illnes policy

[Rohan Jadhav]

Hello

This is Rohan from Mumbai. I m new here thts why i dn't know exactly what and how to do?

I m 31 yrs old taking coaching classes since 7 years annual income 2.80Lac.

I have a term plan of 60 lac and mediclaim - 2 lac floater.

I wanted to buy personal accident policy (S.A.-Min 20 to 25 lac) and critical illnes policy (S.A.-10 LAC)

Plz suggest me some some best company with their premium and other details

Is it good desicion from my side or not?

Regards,
Rohan
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[Manish_Kumar]

Hello

This is Rohan from Mumbai. I m new here thts why i dn't know exactly what and how to do?

I m 31 yrs old taking coaching classes since 7 years annual income 2.80Lac.

I have a term plan of 60 lac and mediclaim - 2 lac floater.

I wanted to buy personal accident policy (S.A.-Min 20 to 25 lac) and critical illnes policy (S.A.-10 LAC)

Plz suggest me some some best company with their premium and other details


For PA Policy

Go for 10 times of your annual income. 28,00,000/- would be good cover for you.

If you are looking for cheapest option - use websites like - insurancemall.in, policybazaar.com etc.

Otherwise, you can check IFFCO-TOKIO, New India, ICICI Lombard and TATA-AIG.

Also check -
Exclusions of Personal Accident Policy? (http://www.policywala.com/forum/showthread.php/1194-Exclusions-of-Personal-Accident-Policy)

For Criticall Illness Plan
What to check while selecting Criticall illness cover? (http://www.policywala.com/forum/showthread.php/1415-What-to-check-while-selecting-Criticall-illness-cover)



Is it good desicion from my side or not?

Regards,
Rohan
Any insurance cover is always good for future risks.

[NewsDesk]

Check Bharti AXA's Smart Health Critical Illness Insurance Policy (http://www.bharti-axagi.co.in/smart-health-critical-illness-insurance). It gives protection for 20 critical illnesses (highest in the market).