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Vishnu
02-01-2013, 10:34 PM
I am planning to buy a new house. I would like to know whether my wife and I can avail "separate" (not joint Loan) home loans for the purpose?


Please advice.

Expert
03-01-2013, 02:59 AM
Your query is not very clear.

If you both want to take home loan than you both can get it depending on your eligibility. If you want to take two different loans for same property than it is not possible.

Vishnu
05-01-2013, 05:58 PM
Yea. I was asking for the same property.
Thanks

amanjawanda
24-05-2013, 12:36 PM
No, you and your wife cannot get loan individually on the same property. Joint Loan is a good option.

jitkumar
26-07-2013, 05:48 PM
You can get the loan for different houses but not for the same property. You meant to say that both of you want to apply individually for home loan on individual salary slip not in joint account, that also fine. The bank check your financial margin and according to that bank provide home loan to both of you.

Ishithanupur
05-06-2017, 04:22 PM
You cannot get loan individually on the same property, Joint account is good option

ankitadixit
22-06-2018, 05:55 PM
You can take a Joint Home Loan with your wife.

alvinaclair
19-08-2019, 01:49 PM
no it is not possible to take two different loans on the same property. If both your husband and wife are taking the loan on the same property then the best option is to take joint loan.