Aegon Religare's i-Term Online Term : What happen if my wife discontinue job due to pregnancy/kids?

[Deshu]

I and my wife both are working in IT MNC. We both are looking to buy online term insurance - Aegon Religare's i-Term Plan for 50 lakh sum insured.


I am looking for answer's of some of my queries, could you please help -
1- If my wife discontinue job due to pregnancy/kids, will she still be covered with the above policy at the same sum insured?
2- If not, do the insurance company reduce the sum insured?
3- Do the claim procedure is simple in online term plans?

[Manish_Kumar]

I and my wife both are working in IT MNC. We both are looking to buy online term insurance - Aegon Religare's i-Term Plan for 50 lakh sum insured.


I am looking for answer's of some of my queries, could you please help -
1- If my wife discontinue job due to pregnancy/kids, will she still be covered with the above policy at the same sum insured?

Yes, no problem.



2- If not, do the insurance company reduce the sum insured?

No, it will remain the same. But I would suggest that inform the insurance company when ever there is change in job.



3- Do the claim procedure is simple in online term plans?

It same for both offline or online plans.