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View Full Version : HDFC Life's Sampoorn Samridhi : which option is best for me and what is the maturity value I would get?


Raghuraj
24-02-2013, 03:53 PM
I have bought HDFC Life's Sampoorn Samridhi Life Insurance plan and paying premium Rs.3000 per month for 5 year term. Sum Assured is Rs. 1,50,000/-. As per plan maturity benefit has two option - Enhanced Cash or Enhanced cover.

Please suggest - which option is best for me and what is the maturity value I would get?
PolicyWala
02-03-2013, 12:49 PM
As per HDFC Life's Sampoorn Samridhi (http://www.hdfclife.com/Products/SavingsPlans/Sampurna-Samriddhi.aspx), both options has following benefits -
1. Enhanced Cash Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Enhanced Terminal Bonus.
2. Enhanced Cover Option- Sum Assured + Reversionary Bonus + any Interim Bonus + any Terminal Bonus + Additional Sum Assured payable on Death of Life Insured upto the age of 99 years.

Check what you want and select.
Expert
09-03-2013, 12:03 PM
To me on papers second option - Enhanced Cover Option, looks better than first.