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Sahil
06-08-2013, 02:49 PM
A couple of months back, a colleague went to our salary account bank to apply for a personal loan. He was rejected. The reason he was given astounded me - that you have not taken any loans/Credit Card's in the past & hence your Cibil score is low - so, you are not eligible for a loan.

What to do to build the CIBIL Score?

Matrix
08-08-2013, 01:31 PM
First thing is to check your CIBIL Credit Report and find out whether all your details are correct.

Rahul
08-08-2013, 08:34 PM
Check these threads-
how to improve my cibil score? (http://www.policywala.com/forum/showthread.php/3071-how-to-improve-my-cibil-score)
No Credit Score in CIBIL - how to get loan/credit card (http://www.policywala.com/forum/showthread.php/3251-No-Credit-Score-in-CIBIL-how-to-get-loan-credit-card)

Ishithanupur
13-06-2017, 05:12 PM
Yes, To build your credit score take credit card from any bank, make payments regularly so that you can build good credit score

ankitadixit
22-06-2018, 05:47 PM
Never default your credit card bills or loan EMI. Pay them without fail and within a specified period.