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Sonali
20-03-2009, 07:45 AM
Hi All,

I am going to take new Home. I would got to know that there are two types of policy -

Home Package Insurance Policy
Home Fire Insurance Policy

Second one is cheaper. Could any one guide which one I would go for.

rohit
20-03-2009, 01:34 PM
Package Policies are generally have various sections to cover Building, Content and other covers like PA, Loan Repayment Cover etc. So its good when you are taking insurance for home where you are living with family.

Fire and Other Peril Policy cover - Fire and Earth quake => The Second one is cheaper option.

Madhura
08-06-2009, 02:20 PM
If you are going to live yourself in the new house than take - Home Package Insurance Policy
If you are going to give it for rent than go for - Fire Insurance of Building and fixtures.