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vijaygawde
23-04-2009, 10:18 AM
How to calculate return on SIP of any MF? Any Idea?

CONFUSED
25-04-2009, 10:03 AM
Vijay,

Very good question. :cool:

There is no simple formula for calculating Returns of SIP. You have to do long calculations with calculator or use a computer program written for this purpose.

SIP returns may be calculated as below -
(Assuming SIP is monthly and take 30 days per months)

Final Value of Investment = Monthly investment * ([(1+ R)**N - 1]/R) * [(1+ R)**M]

whrere -
N - No of monthly Installments paid
M - Remaining days after date of payment of last installment / 30
R - Monthly Rate of return

R can be found out only by trial and error either manulaly or by a program.

Single Star - Multiply
Double Star - Raise to the power of

e.g 4 ** 2 = 16 and 25 ** 1/2 = 5

Matrix
04-09-2009, 04:05 PM
You can calculate final value of your investment using FV function in excel where you have to put -

fx=FV(A1,B1,C1) or FV(rate,nper,pmt)

Where-
1. A1 = Rate is the interest rate per period (Or Expected Rate of interest)
2. B1 = Nper is the total number of payment periods in an annuity (Or Period for which SIP is done)
3. C1 = Pmt is the payment made each period; it cannot change over the life of the annuity.Typically, pmt contains principal and interest but no other fees or taxes (Or Monthly SIP amount)

This wil give you rough estimate of what your investment will be like after "X" yrs which is nothing but SIP period.

Matrix
16-09-2009, 06:28 PM
Annualised rate of return = (1+R)**12 - 1

geethu
20-04-2015, 11:04 AM
Vijay,

Very good question. :cool:

There is no simple formula for calculating Returns of SIP. You have to do long calculations with calculator or use a computer program written for this purpose.

SIP returns may be calculated as below -
(Assuming SIP is monthly and take 30 days per months)

Final Value of Investment = Monthly investment * ([(1+ R)**N - 1]/R) * [(1+ R)**M]

whrere -
N - No of monthly Installments paid
M - Remaining days after date of payment of last installment / 30
R - Monthly Rate of return

R can be found out only by trial and error either manulaly or by a program.

Single Star - Multiply
Double Star - Raise to the power of

e.g 4 ** 2 = 16 and 25 ** 1/2 = 5

Hi,

dspblackrock.com/resources/tools-and-calculators/future-value-of-SIP.aspx

>take
20-04-2015, 01:52 PM
Hi,

www.dspblackrock.com/resources/tools-and-calculators/future-value-of-SIP.aspx