What is disability insurance?

1- What is disability insurance?
2- Is it same as personal insurance (PA)?

Disability and Personal Accident Insurance are one of the same thing.

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Originally Posted by VarunD

1- What is disability insurance?
2- Is it same as personal insurance (PA)?

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Disability Insurance - Disability insurance, insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.

Source - Rediff.com