Should I go for simple Fire Insurance or Home Insrance?

I own a flat in my home town. I usually go there every 2-3 months, just to check that everything is fine. Otherwise the property kept locked. No tenant. My personal stuff is minimum to nil (what ever stuff is there that's very old). I am looking to insure the property. Should I go for simple fire Insurance or complete Home Insrance?

As per the description provided by you, go for Fire Insurance.

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Originally Posted by koolz

I own a flat in my home town. I usually go there every 2-3 months, just to check that everything is fine. Otherwise the property kept locked. No tenant. My personal stuff is minimum to nil (what ever stuff is there that's very old). I am looking to insure the property. Should I go for simple fire Insurance or complete Home Insrance?

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Buy long term fire insurance, with this way, you will save premium also. Check discount chart below -
http://www.policywala.com/picture.ph...5&pictureid=23