Insurance dilemma...plz help

Hey friends,

I need some advice from you guys to decide on my insurance dilemma. I'm considering buying Kotak's e-insurance plans. It’s an online term plan with convenience and highly competitive rates. What I like about this plan is it has quick issuance and medical at home facility and of course it’s gonna be done online. The main thing here is it’s recently launched and hence I’m little unaware about it…so it would nice if guys can help me know more about Kotak’s e-insurance and resolved this tight spot. Thanks in advance :)

Are you talking about - Kotak Term Plan/Kotak Preferred Term Plan.
I just have a look on the plan and found one negative point - The death benefit payable to the beneficiary would be Sum Assured less the balance of the premium (if any) payable in the year of death.

It's newly launched plan called - e-Term and e-Preferred Term. Kotak Life Insurance’s e-plans can be bought by logging onto www.einsurance.kotak.com