Few queries on LIC claim?

If on the same day of maturity of the policy, the insured dies due to accident, by which method the claim is settled either death by accident or maturity.
We understand from LIC perspective that maturity amount is being sent to the insured prior to maturity date. But does the beneficiary on this policy raise death claim stating that date of maturity is still ahead or coverage continues till the term of the policy expires.

Please clarity this doubt.

If the policy matures on say example 30/11/2010, then if the insured died on 30/11/2010 than still the policy is not matured and the beneficiary can raise a claim for accidental death. In the above example the 30/12/2010 stays till 12:00 PM.

If the insured died on the day of maturity of the policy than beneficiary can raise a claim for accidental death.