Do we have to buy personal accident policy - standalone or as a rider to other policies like life insurance, home insurance, office or shop insurance?
Do we have to buy personal accident policy - standalone or as a rider to other policies like life insurance, home insurance, office or shop insurance?
Always take separate PA policy. Read here -Quote:
Originally Posted by Girish
http://www.policywala.com/showthread...accident-rider
It is advisable to buy a standalone personal accident policy because the rider generally does not have loss of income and other options attached to it. Personal accident cover would definitely be a better option due to lower premium rates.