I'am 27 years old and my annual income is around 8 Lakhs. I'am interested to take a Health Insurance premium plan for me. Should I choose a health insurance floater policy or an individual policy?
I'am 27 years old and my annual income is around 8 Lakhs. I'am interested to take a Health Insurance premium plan for me. Should I choose a health insurance floater policy or an individual policy?
If you have bad medical history, I would recommend go for individual health insurance policy. Otherwise go for family floater with minimum Rs. 5,00,000 sum insured.
As suggested above it is preferable to buy a family floater, unless you have a bad health history. You can also go for indiviual helath insurance but floater will be much beneficial.
I think family floater is better when it comes to family.It is cheaper and higher sum is assured.