I have taken a family floater health insurance policy for my wife and son. Now I have a query - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?
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I have taken a family floater health insurance policy for my wife and son. Now I have a query - If I include my parent in 5th year of the policy, will I get claim for their pre existing disease immediately?
No, Your parents need to wait for another four years.
The pre-existing coverage waiting period is for each individual as and when he joins the individual or family floater health insurance. For group health insurance, it will start after 30-60 days waiting period as mentioned in the policy document.Quote:
Originally Posted by Raja