New Charges at HDFC Bank from Jan 1, 2012

New charges have been introduced on inactive accounts (no “customer initiated transaction in one year”) -
1- IPIN or TPIN changes at the branch will cost you Rs. 50,
2- You get charged higher for non maintenance of average “monthly” balance
3- ECS (Debit) return charges of Rs. 350 to Rs. 750
4- If you deposit a cheque and it come back unpaid, (take a hit of Rs. 100).
5- Limits on cash transactions to 5 per month
6- Duplicate statements, Address confirmation, PIN regeneration to cost Rs. 50 to Rs. 100 each.
7- Want to close your account? Pay Rs. 500 as closing charges .