Apollo Munich Health has launched ‘Optima Senior’ for citizens above 61 years of age

Apollo Munich Health Insurance has launched ‘Optima Senior’ for citizens above 61 years of age.

Optima Senior provides lifelong health insurance coverage with a guarantee of no loading on change of health status.

A person over 61 years can choose from three sum insured levels that is Rs 2 lakh, Rs 3 lakh or even Rs 5 lakh.

As in all its products, Apollo Munich Health Insurance does not have any claim based loading or underwriting in its Optima Senior product.

Policy holders can also enjoy a 5 percent non—cumulative discount on the renewal premium payable under the policy after every claim free year, provided that the policy is renewed with the company without a break.

Optima Senior also provides coverage for an E—opinion, wherein a policyholder can obtain a second opinion, from Apollo Munich’s medical panel for listed ‘Critical Illness’ suffered during the policy year.

Source - BL.com