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I am 32 year old with two kids. Me and my wife both are earning and our yearly income is Rs.8,50,000/-. Out of which we are saving 4,00,000. My MFs portfolio is :
HDFC TOP 200 - Rs.1000/- P.M
HDFC Midcap Opportunities Fund - Rs.1000/ P.M
HDFC Equity Fund-Rs.1000/- P.M
1- Is my portfolio balanced?
2- If I invest Rs.500 each in 5th, 15th, 25th day of every month in one fund, is it better than invest Rs.1500/- in one date of every month e.g. first day.
1- You are invested/focused on one fund house - HDFC. If your horizon is long term then choose any one from HDFC TOP 200 or HDFC Equity Fund.
2- It won't matter keep on investing as you like.
Invest in three different funds as SIP. My Suggestion - HDFC Top 200, ICICI Prudential Focused Bluechip Equity Inst I and IDFC Premier Equity. Best way is to check top funds on valueresearchonline .
I check the rating of the fund on ICICI Direct.Quote:
Originally Posted by Expert