Aegon Religare's i-Term Online Term : What happen if my wife discontinue job due to pregnancy/kids?

I and my wife both are working in IT MNC. We both are looking to buy online term insurance - Aegon Religare's i-Term Plan for 50 lakh sum insured.


I am looking for answer's of some of my queries, could you please help -
1- If my wife discontinue job due to pregnancy/kids, will she still be covered with the above policy at the same sum insured?
2- If not, do the insurance company reduce the sum insured?
3- Do the claim procedure is simple in online term plans?

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Originally Posted by Deshu

I and my wife both are working in IT MNC. We both are looking to buy online term insurance - Aegon Religare's i-Term Plan for 50 lakh sum insured.


I am looking for answer's of some of my queries, could you please help -
1- If my wife discontinue job due to pregnancy/kids, will she still be covered with the above policy at the same sum insured?

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Yes, no problem.

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2- If not, do the insurance company reduce the sum insured?

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No, it will remain the same. But I would suggest that inform the insurance company when ever there is change in job.

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3- Do the claim procedure is simple in online term plans?

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It same for both offline or online plans.