SBI HOSPITAL CASH HEALTH PLAN - Good or Bad?

I am a kidney transplanted person and my transplant was on date - 07th April 2007 and my mother is Donor. Now I am taking medicine and going for scheduled checkup for post kidney. My all tests are normal.

If I go for ''SBI HOSPITAL CASH HEALTH PLAN'' for me and my mother then it is good for us or not ?
So, Please give me a good suggestion for us, if it is not good then tell me other govt. / private health insurance policy for us.

With regard

Via email @ Amit Kumar Arukha

Read review of this plan here - link

I think it is good.It has many benefits which are mentioned below:

• 100% payout is given from the first day of hospitalisation
• No deductions on the payout
• Hospitalisation cash benefit and ICU benefit
• ICU benefit is double the Hospital Cash benefit
• You can also avail Income Tax benefit under section 80D.

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