Risks covered under Personal Accident

What all risks covered under Personal Accident?

Following Riskes are covered under PA Policy:

1. Transportation related accident (rail, road, sea & air)
2. Accidental fall due to slipping/ collision
3. Accidental burn injuries, drowning, poisoning
4. Snake bite, dog bite, frost bite
5. Injuries sustained in a or during any other sporting event playground
6. Accidental injuries sustained while undertaking trekking, mountaineering or any adventure sports
7. Accidental injuries sustained in the construction sites, offices.

One more thing I want to add here - The accident should happen thru External, Visible or Violent Mean.