Mediclaim policy - also cover pre-existing Disease

Hi All,

I am Gokul. I am 37 years old working with MNC in Mumbai. I am looking for Mediclaim policy which would also cover pre-existing Disease like Sinus and related problem like Asthma, Allergic attack etc.

thanks,
Gokul

Gokul,

Normally Most of the companies do not cover the pre existing disease for certain period and it will be covered after a waiting period. Normally it is 4 years depending upon the company you opt, the plan, and the sum insured, the premium and your age.

If you are interested in normal pediclaim policy which will cover the pre existing disease after the waiting period (normally 4 years) you can choose the company, which will offer mediclaim at lowest premium thru comparing websites like - policybazaar.com etc.