Outer Wall damaged

Hi All, I am living in Noida. My home is insured with New India Insurance Co.. During last night, some truck damaged my outer wall, I have inspected and assesed the impact,the repair of it would cost me around Rs 3000-3500/-. My Question is that -
1- Is the above damage is covered under Home Insurance Policy?
2- Will I loose my No Claim Bonus after the above claim?

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Originally Posted by Vivek

Hi All, I am living in Noida. My home is insured with New India Insurance Co.. During last night, some truck damaged my outer wall, I have inspected and assesed the impact,the repair of it would cost me around Rs 3000-3500/-. My Question is that -
1- Is the above damage is covered under Home Insurance Policy?

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Yes, It is covered under Home Insurance Policy.

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2- Will I loose my No Claim Bonus after the above claim?

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I am afraid there is no NCB in Home Insurance.

NCB is not available in home insurance, as of now.