Which is best among these 3 term policies of life insurance?

Which is best among these 3 term policies of life insurance and why?

Kotak Preferred
HDFC life
Birla Sunlife

What is your criteria of selecting above three term insurance policies?
Cost - Kotak Preferred (check here)
Claim Settlement Ratio - HDFC Life (Check here)
Coverage - Kotak Preferred (check here)

Quote:

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Originally Posted by mkkrishna

Which is best among these 3 term policies of life insurance and why?

Kotak Preferred
HDFC life
Birla Sunlife

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Are you talking about online term insurance? If yes then check Raja's answer.
For offline non smoker Kotak Preferred is best.

I have selected the above policies based on their claim settlement and feedback. Although a little expensive than others. It doesn't matter if they are online or offline. I want a good term insurance with riders.