Family health insurance policy - health check-ups required?

Hi All,

I am looking for a family health insurance policy. Is there any health check-ups required for the same?
Please advice.

Thanks in advance!
Copy Cat :eek:

Copy Cat it all depends on the age of the family members and the company from where you are taking health insurance.

Normally health check up not necessary for age below 45 years (depending upon the health insurance company.)

Quote:

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Originally Posted by CopyCat

Hi All,

I am looking for a family health insurance policy. Is there any health check-ups required for the same?
Please advice.

Thanks in advance!
Copy Cat :eek:

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Pre -Acceptance Health Checkup:
Pre acceptance health check-up is mandatory when age is 50 years and above and he/she is seeking insurance cover for the first time as an individual or as member of a family where there is break in Insurance increase in sum insured on renewal.

Proposer/Insured Person will be required to undergo the following Medical Check-up or any other medical test as required by the Company either on his/her own or from its authorized Network Diagnostic Centre in prescribed format. The cost shall be borne by the insured.

Source - National Insurance Co. Website

If the insured was covered under any Health Insurance Policy of ‘National’ uninterruptedly for preceding 3 years, no pre-acceptance Medical check up is required.

Hi, if you are looking for a policy that would cover your whole family and that too at very low premium rates, you can go for United India Insurance & you do not need to go for a health check up for that.

Well its depends on the sole discretion of the insurance company, however most companies up-to the age of 45 ask customer doesn't ask customer's for medicals.