Is swine flu initial test are covered under Travel Insurance Policy?
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Is swine flu initial test are covered under Travel Insurance Policy?
If the person travelling knowingly that he/she has Swine Flu. Than it won't be covered.
Exclusion says - No claim will be paid where the Insured Person:
- is traveling against the advice of a Physician; or
- is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate; or
- is traveling for the purpose of obtaining treatment; or
- has received a terminal prognosis for a medical condition.
It is very much covered. And it is not just initial treatment (initial tests etc) but the complete treatment is covered.