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  1. How to revive LIC policy without paying premium?

    I want to revive my lapsed LIC policies but I am not able to pay full due premiums. Please suggest me if there is any option available to revive the LIC policy in above situation.

    Thanks
    Gaurav...
  2. Suggest Investment for my mother & wife

    Hi Sir,

    1. I want to know about the investment/savings options for my mother. Age is 51yrs & widow. I want to invest for about 10 yrs so that amount will be useful for any expenses in future for...
  3. But you will get Cumulative bonus @5% of sum...

    But you will get Cumulative bonus @5% of sum insured for each claim free policy year provided the policy is renewed without break.

    Health check up expenses will be reimbursed once at the end of a...
  4. Yes, it increases every year because of following...

    Yes, it increases every year because of following reasons:
    1) Due to increasing age factor
    2) Medical inflation
    3) Demographic of those insured by your insurance company

    Source: PW.com
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    Increase in Premium if you are buying Term...

    Increase in Premium if you are buying Term insurance in later years (40 Years)

    924
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    Online Term Premium going down 923

    Online Term Premium going down

    923
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    3,662

    An early start help you in low premium: 922

    An early start help you in low premium:

    922
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    Best Online Term Insurance - 2017

    Online Term Insurance are cheaper

    921

    Source : BL.com
  9. LIC India register 27 per cent growth in first year premium in FY2017

    Life Insurance Corporation (LIC) has registered a 27.22 per cent growth in first year premium (FYP) in FY17.

    Total FYP rose to Rs 1,24,396.27 crore in FY17 from Rs 97,777.47 crore in the previous...
  10. Do not surrender this plan, you will loose most...

    Do not surrender this plan, you will loose most of the premium paid. See Below:



    If your plan is for minimum 5+ years from now onward, I would go for Enhancer Fund based on the past performance.
  11. I think you are talking about - Aviva Young...

    I think you are talking about - Aviva Young Scholar Secure

    It is a traditional investment-cum-insurance plan so that will have an direct impact on the returns (expect yield of 5.26%).

    If you...
  12. You can check yourself - see attachments. ...

    You can check yourself - see attachments.


    915
    916




    Each plan is designed for different purpose > Low Premium is one of the reason.
  13. Did you try comparing on the websites provided...

    Did you try comparing on the websites provided above?
    If yes, please share your results?
  14. Yes there is TPAs in Super Top-up plans. You...

    Yes there is TPAs in Super Top-up plans. You won't get cashless facility.
  15. It's a good plan and tick all the boxes listed by...

    It's a good plan and tick all the boxes listed by you above.

    I have made a quick premium comparison for you.
    913914



    In all the three policies above points are covered. It's your personal...
  16. There is no universal product best for all....

    There is no universal product best for all. :cool:



    Yes. Check below two plans:
    1- United India's - Super Top up plan
    2- L&T Super Top up Plan – Medisure Super Top-up Plan
  17. For renewal - register on IRDA - BAP portal -...

    For renewal - register on IRDA - BAP portal - http://www.irdabap.org.in/irj/portal/irda
  18. As per IRDA regulations you need to renew your...

    As per IRDA regulations you need to renew your surveyor license every five years. The system sends you a reminder email 3 months before the license expiration date informing you to renew your license...
  19. How to renew expired Surveyor & loss assessor license in India?

    I am BE Chemical from IIT,Roorkee 1979 & have 35 yrs experience in oil & gas industry (HPCL). Up till 1994, I had the this license but didn't Renew it. Now I am retired & would like to start this...
  20. Best Critical Illness Plans in India (2016)

    Minimum No of Critical Illness (CI) Covered = 8 illness in HDFC Ergo Crotical Illness (Silver)
    Maximum No of Critical Illness Covered = 37 illness in Apollo Munich Optima Vital



    For Rs. 5 Lkh...
  21. You have to apply and ask your DO to give you no...

    You have to apply and ask your DO to give you no objection certificate. If he does not do it approach senior LIC branch officers or IRDA.
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    I would suggest you to go offline and make...

    I would suggest you to go offline and make detailed disclosure about your Diabetes, including below with your proposal form:
    1- Type of Diabetes
    2- Medicine you are taking
    3- Other term insurance...
  23. I would use the comparing website and check the...

    I would use the comparing website and check the coverage and price before deciding. My favorite is ICICI Lombard and Royal Sundram.
  24. Currently free look-up period is only mandatory...

    Currently free look-up period is only mandatory for life and health insurance. But you can cancel your policy and get a refund.

    Reference - What is Free Look Period?
  25. You can use if it is a family floater top-up...

    You can use if it is a family floater top-up policy. Both the policies are separate and have their own conditions (check in the link provided by @>take)
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