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Type: Posts; User: Veerendra

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  1. If the company does not respond in time it...

    If the company does not respond in time it perhaps could mean that their service is not up to the mark. Anyway I expect some response today.

    Veerendra
  2. I sent a mail to United India and L & T by...

    I sent a mail to United India and L & T by following your links today morning. No response till now . It is arpound 9.00 p.m now. Hope to see a response by tomorrow.

    Why not straight away buy a...
  3. Is there a TPA in super top up plans also. Can we...

    Is there a TPA in super top up plans also. Can we get a cashless type of card.

    Hope to see a lot of comments.

    Regards,

    Veerendra Darakh
  4. How is APOLLO MUNICH OPTIMA SUPER PLAN. What...

    How is APOLLO MUNICH OPTIMA SUPER PLAN.

    What are the points that we need to check while taking super top up. Here is the tentative list that I have made.

    * It must have family floater
    * It...
  5. Which is the best super top up policy ? Mediclaim of a larger amount or super top up ? Which is better

    Dear all,
    Greetings
    I want to know which is the best super top-up policy. Is floater facility available in super to-up policy?
    Is it better to take a mediclaim of a larger amount or it is better...
  6. So if I am interpreting your statement correctly...

    So if I am interpreting your statement correctly the cumulative bonus from my individual mediclaim policy for myself and my family can be transferred to the new floater policy that I intend to take...
  7. I do not even wish to change the company from...

    I do not even wish to change the company from whom I have bought the mediclaim policy. I had not taken a floater policy . I had taken individual mediclaim for my family within a single policy. I now...
  8. if my sum assured is Rs. 100 and cumulative bonus...

    if my sum assured is Rs. 100 and cumulative bonus is Rs.10. While renewing I go in for a sum assured of Rs.80. In that case will I lose that Rs. 10 . If I have an individual mediclaim and now I wish...
  9. Do we lose the cumulative bonus if we reduce the sum assured amount while renewing

    Hello everybody,

    If we reduce the sum assured amount while renewing our mediclaim policy will we lose the cumulative bonus.

    For e.g if the sum assured is Rs. 2 lacs for the previous year and...
  10. I do not have any medical history. I have been...

    I do not have any medical history. I have been taking individual health insurance for my family since many years. I did not take a floater policy. If I take a floater policy now will I be able to...
  11. Pls. suggest a combination of base mediclaim & topup/ super topup policies.

    Last year I had a mediclaim cover if Rs. 200,000/- for myself (D.O.B.-20/08/1968) and my wife (D.O.B.-19/05/1972) and a cover of Rs.100,000 each for my son (D.O.B.-07/10/2003) and my daughter...
  12. So you are actually suggesting is that we need to...

    So you are actually suggesting is that we need to buy term insurance with an accident rider.




    I could not comprehend the meaning of this line. Kindly oblige by elaborating on this point
    ...
  13. Many thanks for the replies. So if I...

    Many thanks for the replies.

    So if I understand correctly if we have to create a strong insurance cover against accidents, total or partial disability the best way is to take an life insurance...
  14. Can I take accident riders on my existing policies?

    Can I take accident riders on my existing policies. Many of my policies are more than 10 years old. How is the payment to be made for accident riders : one time or every year. Is the compensation for...
  15. Replies
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    Views
    9,187

    Which is the best cancer insurance ?

    Hello !

    Which is the best cancer insurance policy ? Can we form a group and take cancer insurance policies ?

    Are cancer insurance riders available on LIC policies ?

    Hope to see many...
  16. for e. g I found this text : ICICI Lombard –...

    for e. g I found this text :
    ICICI Lombard – Critical Care
    (a) Diseases Covered – 9
    (b) Who can buy - Any person aged between 20 years to 45 years
    (c) Minimum Sum Insured -3 lakh
    (d) Maximum...
  17. Many thanks for the information. I wish to...

    Many thanks for the information.

    I wish to know of all the policies which is the best. Can some one do an expert analysis and recommend the best product.

    Thanks in advance.

    Regards,
    ...
  18. Replies
    11
    Views
    20,678

    Education benefits

    I saw this text on the webpage you mentioned:

    Education Fund
    In the event of death, permanent total disablement
    i.e. 1 to 4 of “Table of Benefits” of Insured Person,
    we will approve...
  19. Which is the best HOSPITAL CASH POLICY and the best CRITICAL ILLNESS policy

    Hello everybody ?

    Which is the best HOSPITAL CASH POLICY and the best CRITICAL ILLNESS policy ?

    How does the HOSPITAL CASH POLICY and CRITICAL ILLNESS policy of BAJAJ ALLIANZ compare with other...
  20. Many thanks for the information. How is the...

    Many thanks for the information.

    How is the service of ICICI Lombard and are their premium rates equivalent to premium rates of PSU insurance companies.

    Is there anything in the fine print that...
  21. are there any policies which cover dental...

    are there any policies which cover dental treatment ? If yes , pls do let us know.

    Regards,

    Veerendra
  22. Information wanted regarding PERSONAL ACCIDENT policies

    Dear all,

    I am a self employed professional. I want to take a PERSONAL ACCIDENT POLICY for myself and my family. Please suggest which is the best policy.

    * Is it possible to take personal...
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