I want to revive my lapsed LIC policies but I am not able to pay full due premiums. Please suggest me if there is any option available to revive the LIC policy in above situation.
Thanks
Gaurav...
Type: Posts; User: Manish_Kumar
I want to revive my lapsed LIC policies but I am not able to pay full due premiums. Please suggest me if there is any option available to revive the LIC policy in above situation.
Thanks
Gaurav...
Hi Sir,
1. I want to know about the investment/savings options for my mother. Age is 51yrs & widow. I want to invest for about 10 yrs so that amount will be useful for any expenses in future for...
But you will get Cumulative bonus @5% of sum insured for each claim free policy year provided the policy is renewed without break.
Health check up expenses will be reimbursed once at the end of a...
Yes, it increases every year because of following reasons:
1) Due to increasing age factor
2) Medical inflation
3) Demographic of those insured by your insurance company
Source: PW.com
Increase in Premium if you are buying Term insurance in later years (40 Years)
924
Online Term Premium going down
923
An early start help you in low premium:
922
Online Term Insurance are cheaper
921
Source : BL.com
Life Insurance Corporation (LIC) has registered a 27.22 per cent growth in first year premium (FYP) in FY17.
Total FYP rose to Rs 1,24,396.27 crore in FY17 from Rs 97,777.47 crore in the previous...
Do not surrender this plan, you will loose most of the premium paid. See Below:
If your plan is for minimum 5+ years from now onward, I would go for Enhancer Fund based on the past performance.
I think you are talking about - Aviva Young Scholar Secure
It is a traditional investment-cum-insurance plan so that will have an direct impact on the returns (expect yield of 5.26%).
If you...
You can check yourself - see attachments.
915
916
Each plan is designed for different purpose > Low Premium is one of the reason.
Did you try comparing on the websites provided above?
If yes, please share your results?
Yes there is TPAs in Super Top-up plans. You won't get cashless facility.
It's a good plan and tick all the boxes listed by you above.
I have made a quick premium comparison for you.
913914
In all the three policies above points are covered. It's your personal...
There is no universal product best for all. :cool:
Yes. Check below two plans:
1- United India's - Super Top up plan
2- L&T Super Top up Plan – Medisure Super Top-up Plan
For renewal - register on IRDA - BAP portal - http://www.irdabap.org.in/irj/portal/irda
As per IRDA regulations you need to renew your surveyor license every five years. The system sends you a reminder email 3 months before the license expiration date informing you to renew your license...
I am BE Chemical from IIT,Roorkee 1979 & have 35 yrs experience in oil & gas industry (HPCL). Up till 1994, I had the this license but didn't Renew it. Now I am retired & would like to start this...
Minimum No of Critical Illness (CI) Covered = 8 illness in HDFC Ergo Crotical Illness (Silver)
Maximum No of Critical Illness Covered = 37 illness in Apollo Munich Optima Vital
For Rs. 5 Lkh...
You have to apply and ask your DO to give you no objection certificate. If he does not do it approach senior LIC branch officers or IRDA.
I would suggest you to go offline and make detailed disclosure about your Diabetes, including below with your proposal form:
1- Type of Diabetes
2- Medicine you are taking
3- Other term insurance...
I would use the comparing website and check the coverage and price before deciding. My favorite is ICICI Lombard and Royal Sundram.
Currently free look-up period is only mandatory for life and health insurance. But you can cancel your policy and get a refund.
Reference - What is Free Look Period?
You can use if it is a family floater top-up policy. Both the policies are separate and have their own conditions (check in the link provided by @>take)