Dear Team,
Please let me know as where can I find the settlement ratio of various companies for Term Insurance?
Can a company be judged based on just settlement ratio or should we consider...
Type: Posts; User: msgforsunil
Dear Team,
Please let me know as where can I find the settlement ratio of various companies for Term Insurance?
Can a company be judged based on just settlement ratio or should we consider...
Dear Team,
Thinking of taking Health Insurance, http://www.myinsuranceclub.com/health-insurance/max-bupa-heartbeat-family-first, the one by name, "Family First Silver"
Please share your pros...
Hi All,
How does the gold loan work? What will be the approx. interest one has to pay?
I was told that instead of putting the gold in locker, rather take a gold loan from bank and invest in...
Hi All,
At times, I have heard that lockers are being stolen in Bank. How is the customer protected? What will bank do under such instances? Will the customer be paid? Please let me know more...
Hi All,
I have a site loan. Unfortunately, the site has been encroached by someone and on appraoching the bank folks, they are claiming, they wont take action, until I stop payment. What would...
Hi All,
We can buy MF(Mutual Fund) from an agent or directly from AMC or Demat account. What are the pros and cons of buying from various sources?
Thanks
Sunil Kumar
Can you please recommend policy both for family floater and for my mother? If, yes, please let me know, as how this is better than the other ones?
Thank you in advance!
Sunil Kumar
Hi All,
Please me know the things that I need to consider before I buy medical insurance. Note, I am 34 yrs aged with 2 kids of age 1 and 8yrs. My mom is aged is 56 yrs.
And additionally,...
Going back to the original question, should I retain Form16 when I have Saral Form(Form 2d)?
Hi All,
Couple of questions?
1. With Form 16 being filed and on receipt, we will have Saral Form(Form 2d). Should I retain Form16, when I have Saral Form with me? If yes, then why?
2. How...
I thought withdrawal can be done in SWP mode. Do we have SIP mode of withdrawal as well? Please share more details.
Thanks Vivek for your suggestion.
Hi all,
I am having a term insurance policy, wherein I need to pay premium of approx 9K per annum. However, I am planning to go for Systematic Withdrawal plan(SWP) option with monthly withdrawal,...
Can you please name some good SWP's, atleast 4 of them? What is that I need to be considering before I buy SWP(systematic withdrawal plan)? What is are the charges applicable inorder to switch from...
So, will bank still look for a guarantor, when one has gone for a insurance? Assuming insurance is expected to cover the entire loan amount incase of unforseen death. And I think, none would like...
Hi All
What should I consider, if some one asks for me to be Guarantor? What are the risks there?
Thanks
Sunil Kumar
Hi All
Why would bank ask for Gurantor on going for a loan, when one would have pledged the land or building documents in original? Generally, the asset worth would be more than the loan amount. ...
I am 34yrs of old and I have got term insurance for 50Laks covered till my 70yrs of age. I pay a premium of 9200pa. Thus in effect, I endup paying only 3,31,200 for my entire tenure. Thus in...
Wonderfully explained. Thanks a lot!
Tigershark,
From the link you have given above from economic times, doesn't GOLDEX share belong to Gold ETF category? And if yes, then I am able to invest in SIP format using ICICI bank. Not sure...
Hi All,
How is buying gold different in Gold MF and Gold ETF different?
Which is less cheaper in terms of additional cost like brokerage, tax, exist load….?
Is there is any better way to buy...
It's good insight. Thanks take(sorry don't know your name). Can you please clarify the below statement? Why should a new disease got during the policy term be categorised as pre-existing disease,...
Hi All,
I am currently having a health insurance from my Organisation, that I am working with. Should I additionally go for an additional health insurance of my own? Under what circumstances,...
You might want to consider Aviva Lifeshield Platinum that would give you coverage till 70yrs of age. Generally, most the insurance has an limit of Age70/75yrs or 30 yrs premium paying term. In case...
a. Agreed, curious to know, if declaration now would increase my premium amount?
b. Would there be any problem in settlement(if case, if it happens), if one doesn't declare other insurance?