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And most of them made redundant from back office or underwriting field.

=> First understand the product - What customer looking for?
For this you need to have very good knowledge of all/most insurance product of the company, you are selling.
=> Second - Do remember...

NAV plus any bonus(if any) declared by the life insurance company.

I have read in the forum that you will get a discount when you opt for excess. How much excess is good to save premium and keep the mandatory cover, so that you would not bear much loss in case of...

I am living in Preet Vihar Area in East Delhi in my owned home. In one of the room of the above home, my spouse uses as Office for private tuitions.

1- Can I buy home insurance even if my spouse...