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    Resident, Nonresident, NRI and Resident but not ordinary resident

    1. Resident Leaving India For the First Time
    (a) If you are going to another country for the purpose of employment, plan in such a way that you do not spend more than 181 days in India in that year....
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    Please provide more info. Info provided above is...

    Please provide more info. Info provided above is not sufficient to make any judgement. Like - Name of the product, company, coverage etc.
  3. Visit nearest branch of HDFC - Ergo, with all the...

    Visit nearest branch of HDFC - Ergo, with all the details and give than written application. Don't delay this because after sometime your car insurance might expire and you might face problem.
  4. Try to get HIGH net worth individual database...

    Try to get HIGH net worth individual database from call centre. But it is very difficult to get leads from these kind of database through cold calling. But anyway try.
  5. Do you want to surrender the above policy or...

    Do you want to surrender the above policy or simply terminate them? If you want to surrender them than you will get surrender value only when you have paid 3 years premium on the policy.
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    NRI Accounts - NRE, NRO and FCNR

    1. Non-Resident (External) Rupee Accounts (NRE Accounts)
    NRIs, PIOs, OCBs are eligible to open NRE Accounts. Accounts can be in the form of savings, current, recurring or fixed deposit accounts....
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    Partial withdrawals form probably the best part...

    Partial withdrawals form probably the best part of PPF. From the 7th year itself, the account holder is entitled to withdraw 50 percent of the balance to his credit at the end of the 4th or the 1st...
  8. No. It is not 15000 + 15000. You can claim...

    No. It is not 15000 + 15000.

    You can claim only 20000 if any family member is above 65 years of age. Otherwise you can claim 15000.
  9. The difference is mainly because cars are more...

    The difference is mainly because cars are more prone to accidents in big metro cities with heavy/fast traffic, and may be also because of higher overheads of insurance companies in Grade A cities....
  10. The depreciation,there is standered formula it’s...

    The depreciation,there is standered formula it’s 5% on ex-showroom price of new cars (1st insurance), 15% on 1st renewal and 10% thereafter on each subsequent renewals – provided no claims are made,...
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    1) NCB is mentioned in the Policy.You can submit...

    1) NCB is mentioned in the Policy.You can submit the Renewal notice sent by the First Insurance Company, before the renewal with the second company (IFFCO-TOKIO in this case)

    2) Yes, even if you...
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    The same insurance without NCB benefit will...

    The same insurance without NCB benefit will continue & will be renewed suitably on due date.
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    The NCB (No Claim Bonus) will not be transferred...

    The NCB (No Claim Bonus) will not be transferred to the buyer of your old car, as it is available to the person/you and not the car. Therefore, it will be carried forward to your new car's insurance....
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    No certificate is issued for NCB or No Claims...

    No certificate is issued for NCB or No Claims lodged. You can check this in the Renewal notice sent by the Insurance Company, before the renewal. And the position is also indicated in the Policy (at...
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    You need to handover the Insurance Policy to the...

    You need to handover the Insurance Policy to the buyer, of course - along with the RC Book & TTO form duly signed/discharged in favour of the buyer. That will not deprive you of the NCB transfer to...
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    For vehicles older than five years, the ‘sum...

    For vehicles older than five years, the ‘sum insured’ is to be determined mutually by your insurer and you. This sum insured, referred to as the insured declared value (IDV), is what your insurer...
  17. The premium mainly depends on the cost/IDV of the...

    The premium mainly depends on the cost/IDV of the vehicle, year of manufacturing, make, CC of the car, seating capacity, cost of electrical & non-electrical items therein, cost of CNG/LPG kit (if...
  18. Thread: Puzzle 2

    by Investorboy
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    6,853

    Trying my luck ... MADAM

    Trying my luck ... MADAM
  19. Thread: Puzzle

    by Investorboy
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    switch 1 : place it ON for 1 hour. then switch...

    switch 1 : place it ON for 1 hour. then switch it OFF.
    switch 2: Put it ON now.

    Go inside:
    if bulb is already lit: switch 2 is connected

    If its dark: touch and check the bulb:
    If...
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    Answers to your questions - 1) NCB is...

    Answers to your questions -

    1) NCB is mentioned in the Policy.You can submit the Renewal notice sent by the First Insurance Company, before the renewal with the second company (IFFCO-TOKIO in this...
  21. Thread: Jokes

    by Investorboy
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    80,444

    Sticky: After 2 years of selfless service, a man realized...

    After 2 years of selfless service, a man realized that he has not been promoted, no transfer, no salary increase no commendation and that the Company is not doing any thing about it. So he decided to...
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    Transfer PPF account

    What is process/Documents required to Transfer PPF account to SBI

    Branch here in noida?
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    Know Your Customer

    A disappointed salesman of Coca Cola returns from his Middle East
    assignment.

    A friend asked, "Why weren't you successful with the Arabs?"

    The salesman explained, "When I got posted in the...
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    Story Time...

    In life, a lesson learned in your past that you will never forget completely.When I was in elementary school, I got into a major argument with a boy in my class. I have forgotten what the argument...
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    If you do not have any insurance claim/s, you get...

    If you do not have any insurance claim/s, you get NCB (No Claim Bonus) at the rates mentioned below (based on no of years of No claim) - the premium is accordingly reduced. The NCB increases each...
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