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  1. Date of Birth needs to be entered in dd/mm/yyyy...

    Date of Birth needs to be entered in dd/mm/yyyy format so if your date of birth is 11 Jan 1984, it should be written as 11/01/1984 (with slashes). If you have wrongly enetered your DOB then you need...
  2. Example - Annual Premium = Rs. 6,000 Policy...

    Example -
    Annual Premium = Rs. 6,000
    Policy Term = 20 years
    Bachat Addition Rate = 5%

    After 20 Years: Assumption Only
    Total Premium Paid = 120,000
    Bachat Addition Payable @5% = 63,000...
  3. Happy Diwali!

    Happy Diwali!
  4. If the Bank is not giving you the requisite...

    If the Bank is not giving you the requisite letter, you can complaint to Banking Ombudsman. With the above receipt, you can also show the bank statement if you had paid by cheque. What is the issue?
  5. Check this article - How to Remove your Name from...

    Check this article - How to Remove your Name from CIBIL Defaulter List?
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    Not much info about paid-up in the BSLI website...

    Not much info about paid-up in the BSLI website online. If you have any info please post here, then only I can comment.
    In general in Paid-up they reduce the sum insured proportionately of the...
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    You can make this policy paid-up, only when the...

    You can make this policy paid-up, only when the policy has acquired a surrender benefit (i.e. after three years).
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    Read policy documents first and call customer...

    Read policy documents first and call customer care of BSLI, if you are not happy with the policy.

    As per BSLI website -

    861

    So you can surrender after paying three years premium and you...
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    You also need to submit following documents in...

    You also need to submit following documents in addition to the above documents -
    1- Documents Required Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
    2- Address Proof (Ration...
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    As it's more than three years since you have...

    As it's more than three years since you have taken the licence. You will need to undergo renewal training for 25 Hours. And apply for renewal of your licence. You need to carry all the details of...
  11. Yes it is possible. But the total partial...

    Yes it is possible. But the total partial withdrawals during the extended period of five years should not be more than 60% of the total balance in the account during the time the extension was...
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    I would recommend do not revive the policy as you...

    I would recommend do not revive the policy as you would get very less and the return is also not great.
  13. It depend upon which city/branch, you are going...

    It depend upon which city/branch, you are going to work. So please check with your sales manager.
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    Yes, you can transfer it. Rules : 1- The NSC...

    Yes, you can transfer it.

    Rules :
    1- The NSC certificate can be transferred from one person to another with the consent of the Postmaster.
    2- The transfer can be made after expiry of a period...
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    What is the issue is cashing in the NSC in...

    What is the issue is cashing in the NSC in cheque?
    All govt department pay in cheque, you can't change that.

    I don't know whether you can transfer after maturity. But if you could then you just...
  16. Not cover as per exclusion - 4.3, see below: ...

    Not cover as per exclusion - 4.3, see below:

    EXCLUSIONS UNDER ICC 'A'
    4 In no case shall this insurance cover
    4.1 loss damage or expense attributable to wilful misconduct of the Assured
    4.2...
  17. Maximum entry age you have is 65 years with Star...

    Maximum entry age you have is 65 years with Star Criticare Plus in General Insurers
    And 60 Years with ICICI Pru - Crisis Cover in Life Insurers
  18. I would suggest check below things - 1- Claim...

    I would suggest check below things -
    1- Claim Settlement Ratio
    2- Branch in your city (for claim settlement)
    3- Analyse your future need (Sum Insured like you might go for property in future)
    4-...
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    If you are Non Resident Indian (NRI), you cannot...

    If you are Non Resident Indian (NRI), you cannot open a PO MIS account.
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    If you have invested jointly than you can...

    If you have invested jointly than you can withdraw it with the signature and presence of both the investors.

    Hope this helps!
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    NPS has two parts - Corpus building phase (which...

    NPS has two parts - Corpus building phase (which you are doing now by investing in NPS), later on you have to buy an annuity from life insurers (we have LIC and HDFC Life, at the moment which are...
  22. The complete procedure - 1- Write an Application...

    The complete procedure -
    1- Write an Application to Transfer
    2- Fill up the Account Transfer Form - SB-10 (B)
    3- Original PPF passbook
    4- Also submit and carry originals of following documents...
  23. You can also surrender this policy. As per...

    You can also surrender this policy. As per LICIndia.in website -

    Surrender: The surrender value, if any, is payable as under:
    If the policy is surrendered within 5 years from the date of...
  24. There is no where you could get only term...

    There is no where you could get only term insurance claim settlement ratio, but can get overall claim settlement ratio. Check here for 2011-12.
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    If you submit all the info asked for than i would...

    If you submit all the info asked for than i would not see any issue later on. Most people won't read all the info available online before applying. So read all the info, if won't understand call...
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