Search:

Type: Posts; User: alvinaclair

Page 1 of 2 1 2

Search: Search took 0.00 seconds.

  1. guarantor means if a person takes the loan the...

    guarantor means if a person takes the loan the bank asks the borrower for surety. So he will ask his friends or family to be a guarantor. The responsibility of a guarantor is incase if the borrower...
  2. Both Indian CIBIL score and UK credit report are...

    Both Indian CIBIL score and UK credit report are necessary for home loan in india. The bank checks your eligibility in both the countries and approves your loan.
  3. Replies
    5
    Views
    4,858

    Both HDFC and Axis are good options for...

    Both HDFC and Axis are good options for Housing/Personal loans but comparatively HDFC is the good option for housing/personal loan because it offers low rate of interest than Axis bank.
  4. Replies
    7
    Views
    4,531

    no it is not possible to take two different loans...

    no it is not possible to take two different loans on the same property. If both your husband and wife are taking the loan on the same property then the best option is to take joint loan.
  5. Replies
    3
    Views
    3,176

    yes you can apply loan along with your father as...

    yes you can apply loan along with your father as co applicant. As you mentioned your father is a government employee so he might retire soon.
    Be careful while applying for a loan because the loan...
  6. Replies
    4
    Views
    2,647

    Lenders ask for a guarantor because if a person...

    Lenders ask for a guarantor because if a person applying for a loan has a bad credit or if he is borrowing for the first time then guarantor is required. Also the guarantor must have good credit...
  7. First clear the issue of the credit card with the...

    First clear the issue of the credit card with the bank regarding the cibil score and the transactions made with the credit card and then apply for the home loan again
  8. Replies
    4
    Views
    3,818

    A credit card permits you to borrow cash from a...

    A credit card permits you to borrow cash from a bank to create purchases, whether or not you’re shopping for a burger or a return ticket to France.As long as you pay back the money you borrow within...
  9. Thread: Car

    by alvinaclair
    Replies
    3
    Views
    2,901

    If you are looking for a car loan, it is easy for...

    If you are looking for a car loan, it is easy for any one of the banks to approve the loan because you are a salaried employee and what all you have to do is just submit the documents mentioned below...
  10. In joint account both the persons of the joint...

    In joint account both the persons of the joint loan should have Form 16. Form 16 is for Salaried employees. Both husband and wife of the joint loan should produce all the documents including Form 16....
  11. Replies
    4
    Views
    3,341

    Not many people, not even experts, will tell you...

    Not many people, not even experts, will tell you what I'm going to tell you now. I watched my CIBIL score go from 870 to 619 for bad repayment and then shooted up to 812 in 4 months. I'll be happy to...
  12. Replies
    5
    Views
    3,190

    Office address is mandatory for the loan...

    Office address is mandatory for the loan verification and payslips are also verified for the home loan.You can also make your wife as primary borrower, no problem. But if you also want yourself...
  13. The term NH means that you have no credit...

    The term NH means that you have no credit history. It essentially means you have not taken any type of loan (secured or unsecured). Having no credit history also increases your chances of not getting...
  14. To get your name out of CIBILdefaulter list, you...

    To get your name out of CIBILdefaulter list, you must talk to the bank and the authorities who will be able to get you out of the defaulter list. You have to correct your mistakes in the past and...
  15. if you have more credit cards it definitely hits...

    if you have more credit cards it definitely hits your credit score. Having more than 4 credit cards lowers the credit score. If you have some dormant savings account also it may result in the bad...
  16. To get your name out of CIBIL ...

    To get your name out of CIBIL defaulter list, you must talk to the bank and the authorities who will be able to get you out of the defaulter list. You have to correct your mistakes in the past and...
  17. Fixed rate home loans are better than floating...

    Fixed rate home loans are better than floating rate home loans because floating interest rates can vary any time as long as your home loan continues. So it will be helpful for those who choose fixed...
  18. Replies
    5
    Views
    4,400

    Almost all the banks provide home loans with...

    Almost all the banks provide home loans with different interest rates. Based on the bank it may take like 7 days to 1 month to approve the loan. You have mentioned that you have joined recently in a...
  19. Replies
    12
    Views
    6,931

    yes you can get a loan for 500000. it will be...

    yes you can get a loan for 500000. it will be easy for us to answer if you have mentioned your monthly income but anyways you are ready to pay 10000. So you can easily get a loan for your home. You...
  20. Credit Score free being advertising by online...

    Credit Score free being advertising by online mobile apps and lot of various websites. But Without your mobile number which is linked with banks they are not able to give it. That is very risky to...
  21. Replies
    4
    Views
    3,781

    Generally when starting a business every...

    Generally when starting a business every individual will have a question where to get a loan and what is the eligibility.Generally all the well known banks offer business loans with different...
  22. An individual who has a credit history may get a...

    An individual who has a credit history may get a hassle-free loan. CIBIL score is the numeric representation of the payment history based on which financial institutions decide whether your loan...
  23. Register your issue or complaint with CIBIL. they...

    Register your issue or complaint with CIBIL. they will check all your history and resolve your issue.
  24. Replies
    3
    Views
    4,163

    You can check your KYC status – PAN based or...

    You can check your KYC status – PAN based or Aadhaar based – on any KRA website. If you have undergone Aadhaar based KYC registration then you can do a check on your KYC status by putting your UIDAI...
  25. It takes some time to reflect in your credit...

    It takes some time to reflect in your credit rating.so if you pay your debts in time you will maintain a good credit rating constantly.
Results 1 to 25 of 31
Page 1 of 2 1 2