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  1. Electronic Equipment Insurance

    Cover -
    Electronic equipments such as Computers, Medical, Bio-Medical, Micro Processors, Audio-visual equipments etc.
    The owner of the equipment. Interest of any financier may be protected by...
  2. Deterioration of Stock

    Usually this policy is issued to cold storages. There should be Machinery Breakdown Insurance for the machineries of concerned cold storage units.
    This policy covers the risk of loss or damage to...
  3. Machinery Breakdown Policy

    Cover-
    Various types of machinery, plant and equipment (mechanical/electrical) can be insured. Any type of installed machinery with an option to insure/to cover only selected equipments. The...
  4. Professional Indemnity / Machinery Breakdown Policy / Deterioration of Stock / Electronic Equipment

    Professional Indemnity Policy
    The cover granted under the policy provide indemnity for legal liability to third party arising out of errors and omissions or negligence in professional service...
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    Premium Rating The normal basis of valuation for...

    Premium Rating
    The normal basis of valuation for ocean/air consignment will be CIF + incidentals up to a percentage which is agreed upon at the inception of the policy (normally this is 10%)
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    Marine Cargo Insurance

    Open Cover
    Open cover is usually issued for import/export. The open cover is a contract effected for a period of 12 months, whereby the insurance company agrees to provide insurance cover to all...
  7. 4. Partial Loss Full cost of parts plus the...

    4. Partial Loss
    Full cost of parts plus the labour charges, to and fro freight, customs duty and charges for dismantling and re-erection. Excess applicable to the affected item is deducted from...
  8. Some Insurance Terms - Claims made basis/Retroactive date & Total Loss/Partial Loss

    1. Claims made basis
    The policy is on `Claims made’ basis. This means that the accident giving rise to the claim shall occur during the period of insurance and further that the claim shall be first...
  9. Why the Home Insurance policy has package coverage like - Bajaj Allianz - Easy Householders Package?

    Where we have the sum insured is fixed to 1 lacs, 2 lacs and 4 lacs for fire insurance coverage? Do under and over insurance won't comes into picture in these plans? What should we do to buy correct...
  10. If in the medical tests they found any problem...

    If in the medical tests they found any problem insurance companies exclude that from the policy as pre-existing.
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    I am working with a broking house (not giving the...

    I am working with a broking house (not giving the name due to some personal reasons). Internet surffing is my past time. I am also very active on the other forums. Now loong forward to part of this...
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    New Member in the PW House

    Hi Guys,

    I am a newbie to Insurance and have been lurking the forums for some time for some good advice. I have not been disappointed as PW is one of the best forums around, which talks about all...
  13. Is there any pre-requisite for this programme?

    Is there any pre-requisite for this programme?
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    9,370

    Certification for stock market like NISM?

    I am presently working as a Jobber in stock market. Looking to do any certification, please help me to find out any specific course like NISM for Mutual Fund distributers?
  15. Thanks for pointing this out but please also...

    Thanks for pointing this out but please also guide if plans without medical check up are good or without medical checkups one?
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    I tried many time to buy at low and sell at high...

    I tried many time to buy at low and sell at high time but not able to succeed. I am at the moment with MFs and use SIP for investments. We have to the work for which we have knowledge.
  17. If my insurance refuses to pay the 3rd party. Am I still liable to compensate the 3rd party?

    I was in an accident and was at fault, there was a 3rd party involved. I have a Question - if my insurance refuses to pay the 3rd party am I still liable to compensate the 3rd party?
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    "Price is what you pay. Value is what you get." -...

    "Price is what you pay. Value is what you get." - Warren Buffet
  19. How much travel insurance sum insured would be good for me?

    I am looking to go to USA for 15 days, wondering how much travel insurance sum insured would be good for me? Is there any standard parameter like we have HLV in life insurance policies?
  20. Which is the best option to earn higher interest - Term Deposit or Recurring Deposit or Mutual Fund?

    I can save upto Rs.15000 a month from my salary. My question - Which is the best option to earn higher interest - Term Deposit or Recurring Deposit or Mutual Fund? If it's TD or RD, is it wise to put...
  21. What your view on LIC - Market Plus Pension plan?

    I am aged 41 now and presently working with a private MNC. I would like to buy a pension policy. Which is the best pension policy? I have heard from people that LIC - Market plus is a good one. Can...
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    Tax benefits on the interest of the loan?

    My Father took education loan for the study of my brother. Now my father got retired, so I am paying the loan EMI. Can I avail and tax benefits on the interest of the loan?
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    Case Study 18 - NCDRC absolves insurance Co

    The National Consumer Commission has absolved the Oriental Insurance Company Ltd of charge of deficiency in service in a vehicle damage claim case, holding that it had issued the necessary form but...
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    I don’t think that excessive rain comes under...

    I don’t think that excessive rain comes under wear and tear.
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    Home Insurance Claim Declined

    I have a Home Insurance for last 5 years for my flat, which covers building and contents. I have bought this insurance as requirement of my home loan. Last week, I have logged a claim for damage to...
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