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  1. Replies
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    9,951

    How to Encash National Saving Certificate (NSC) in case of Death of Holder: Payment to heirs for NSC

    For encashment, the surviving nominees shall make an application to the Postmaster, supported by the proof of death of the holder.

    (1) If a person dies and is at the time of his death the holder...
  2. Replies
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    9,951

    There is no special procedure for Nominee, it's...

    There is no special procedure for Nominee, it's same. Check the procedure here - Link.
  3. Section 80C: Tax Benefit on Home Loan The...

    Section 80C: Tax Benefit on Home Loan
    The principal amount is covered under Section 80C and has a Rs. 1 lakh limit. This is only available to you if you’re living in the house that you have taken...
  4. I could not get your query. If you are asking how...

    I could not get your query. If you are asking how to raise claim for passport loss then lodge a FIR and call the customer care no of the insurance company provided on the policy. Then do what they...
  5. Replies
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    53,968

    You have not declared correct info at the time of...

    You have not declared correct info at the time of proposal form, so the insurance company will reject your claim.
  6. Both the plans have one main objective to build a...

    Both the plans have one main objective to build a corpus and give you tax rebate on premium. If you are going for traditional life insurance and pension plan then both will not give you good return...
  7. Nothing wrong with online insurance plans. Most...

    Nothing wrong with online insurance plans. Most of the claim rejections happens due to non discloser of facts at the time of insurance proposal.

    What are the main reasons of claim rejections?
    1....
  8. Your agent is wrong both life insurance and...

    Your agent is wrong both life insurance and pension plans the final proceed is tax free. Just in pension plan tax free proceed is 1/3 of total amount and for remaining you need to buy annuity.
    ...
  9. Too me Insure Magic Multi Insurer looks good as...

    Too me Insure Magic Multi Insurer looks good as it gives you the comparative picture of the policy with other plans available in the market. Also cost might also be looked into.
  10. Claim can only be filed by the persons who's name...

    Claim can only be filed by the persons who's name the insurance policy is?
    At the time of transfer insurance company may go for inspection of the car and report it on the policy, so might not be...
  11. First you need to transfer the RC (ownership) -...

    First you need to transfer the RC (ownership) -
    Documents Required for Transfer of Ownership
    1.Original Registration Certificate (RC)
    2.Application Form 29, 30 (with seller and purchaser...
  12. GVKC, I would recommend you to go with health...

    GVKC,

    I would recommend you to go with health insurers like Max Bupa, Apollp Munich etc. And go for long term policy. In long run good insurance policy will only work. Don't run after cheap...
  13. As I have mentioned in my previous thread, if the...

    As I have mentioned in my previous thread, if the Officer-In-Charge is not satisfied with your reasons, he may ask for surety. The same (surety bond) you can get from Notary Public. You need to...
  14. Replies
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    A loan is only sanctioned after payment of 3...

    A loan is only sanctioned after payment of 3 years of premiums, so you are not eligible for loan.
    Also some policies like money back type of policies and certain other policies are not entitled for...
  15. Classification of sureties

    a) “SREG” (Salary Recovery Enforceable Group)
    b) “SRNEG (Salary Recovery Non-Enforceable Group)

    Salary Requirement Norms
    a) SREG employees:
    The SREG surety (s)/guarantor(s) offered should have...
  16. Magnet It took 25 days two years back for me....

    Magnet

    It took 25 days two years back for me.

    Point 1
    If the face value of the certificate lost, stolen is Rs. 500 or less, a duplicate certificate may be issued to the applicant without any...
  17. Good portfolio. Keep it up and review every year.

    Good portfolio. Keep it up and review every year.
  18. There are two way the PA policies risk is covered...

    There are two way the PA policies risk is covered -
    1. Occupational Classification
    There are three types of risk classification of the insured person under personal accident insurance i.e normal...
  19. Does your wife earning? If not than I don't think...

    Does your wife earning? If not than I don't think she will be eligible for life insurance.
    Medical check up is good for high risk plans so that the insurance company can take a calculated risk....
  20. In general military service is excluded in the PA...

    In general military service is excluded in the PA plans, so I feel that you will get a plan.
  21. Please read the terms and conditions of the...

    Please read the terms and conditions of the proposal form or other documents. In normal condition if you consume Tobacco/Smoking in any of the following then you are Tobacco User -
    (i) Smoke /...
  22. I would suggest to increase the sum insured to...

    I would suggest to increase the sum insured to minimum 5 lacs. Are your family already covered? You can go for Oriental insurance Family floater. This policy comes with 2 options - Silver/Gold.Silver...
  23. NC-29 - Application-for-Issue-of-Duplicate-NSC

    NC-29 - Application-for-Issue-of-Duplicate-NSC
  24. Procedure of getting Duplicate National Saving Certificate (NSC)

    1- Details (NSC Number, Date of Issue and Name of holder) - Photocopy would help
    2- File a FIR at nearest police station, stating that you have lost the NSC certificates
    3- Police gives you a copy...
  25. No, Your parents need to wait for another four...

    No, Your parents need to wait for another four years.
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