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Thanks for your advise gibl,

But I really want to know whether I will get the full IDV mention in my insurance policy which is of 0% depreciation.

Hello Experts,

I have met with an accident on 28th Nov 2013 where I was dashed by Xylo car from LHS breaking my car's (VW vento) Gear box, wind shield etc. lucky I was escape unhurt.

I have...