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  1. They are just showing the no. of claims paid for...

    They are just showing the no. of claims paid for online policies. Not the claim ratio. That too not verified by IRDA.
  2. Could you please point to the website?

    Could you please point to the website?
  3. IRDA don't publish claim ratio specific to a...

    IRDA don't publish claim ratio specific to a particular type of plan - e.g. only for term insurance plan or ULIP or health Insurance. The annual report gives you the overview of the whole year and...
  4. There is no such criteria, where all the persons...

    There is no such criteria, where all the persons covered under a policy has to live in same house or city. They can live any where in India and get treatment in the hospital covered by the policy.
  5. All the pension plans are for long term, so it's...

    All the pension plans are for long term, so it's not justified to check the short term performance because in pension plan, the insurance company invests in long term assets, which won't give you...
  6. Go for term insurance plan. Check here - Top 5...

    Go for term insurance plan. Check here - Top 5 Online Term Insurance Plans for 2012

    Also check - How much life insurance cover do you need?
  7. Download from here - Link...

    Download from here - Link
  8. Ask a copy of terms and conditions of your group...

    Ask a copy of terms and conditions of your group health insurance plan from your HR and check.
  9. Few Queries - 1- Why do you want to invest in...

    Few Queries -
    1- Why do you want to invest in HDFC Pension Super?
    2- Why do you think this is the best plan for you?
  10. 1- Credit point for Passing Licentiate ...

    1- Credit point for Passing Licentiate examination is 60, Associateship is (60+190) =250 and for Fellowship is (60+190+240) = 490.
    2- Candidates who have still not passed Licentiate and...
  11. Check this thread - Link...

    Check this thread - Link
  12. As the insurance is already expired so the...

    As the insurance is already expired so the vehicle inspection is required. You need to call the insurance company and the insurance company than appoint an vehicle inspection surveyor and the vehicle...
  13. I am afraid that there is no health insurance...

    I am afraid that there is no health insurance plan that offer, without any waiting period. Any way in your case the "femoral/inguinal hernia" will be termed as pre-existing disease and won't be...
  14. You need to take NISM MFD Exam to renew the same.

    You need to take NISM MFD Exam to renew the same.
  15. For Salaried Persons following documents are must...

    For Salaried Persons following documents are must -

    Minimum Monthly Income Rs 5000 and above
    Documents Required Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
    Address...
  16. If the passbook is lost or otherwise damaged, a...

    If the passbook is lost or otherwise damaged, a duplicate passbook may be issued to a depositor. Some bank or post office would charge Rs.50 /- for the issue of duplicate pass book and sometimes no...
  17. Most of the agents present their insurance...

    Most of the agents present their insurance company products are the best available in the market. So even if you take second opinion still you end up with comparision of two products. So use...
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    Risk-attaching basis - A basis under which...

    Risk-attaching basis -
    A basis under which reinsurance is provided for claims arising from policies commencing during the period to which the reinsurance relates. The insurer knows there is...
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    4,183

    Are you sure because I have checked on III...

    Are you sure because I have checked on III website and no date is mentioned on that?
  20. Little bit long.. but excellent writeup. But I...

    Little bit long.. but excellent writeup. But I have little doubt that it is true.
  21. Dhruv - In the past also insurer had put loading...

    Dhruv - In the past also insurer had put loading on the TATA Indica because most of the cars ( even with Pvt. Nos) are running as taxi. And nobody declare them as commercial to save on insurance...
  22. Is there any tax rebate if one invest in these...

    Is there any tax rebate if one invest in these NCDs?
  23. I would say that one Stock Broker may be good for...

    I would say that one Stock Broker may be good for one and bad for another, so better first gather below info and decide yourself -
    1- Go for a demo of product for speed, how easy to trade, looks :-)...
  24. Big disadvantage of Kotak Securities is that you...

    Big disadvantage of Kotak Securities is that you can't sell the stock on the next day other that 'A' group shares and when the market is going down sharply, it makes big difference. :confused:
  25. Good observation...:dito:

    Good observation...:dito:
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