How to calculate the Paid-Up Value, Surrender Value and Loan Value?

[v.r.s.nathan]

2. Surrender Value = Surrender Value Factor X Paid up Value / 100
By substituting for Formula 2 we get, 65.49/100x2, 12,100=1,38,904

3. Loan Value = 90% of surrender Value (approx.)
Therefore, calculate 90% of 1,38,904 to get the loan value, which works out to Rs. 1,25,014/-